Simple, affordable protection for the people you love. Term life insurance provides coverage for a set period—often 10, 20, or 30 years—at significantly lower premiums than permanent life insurance. It’s designed to offer maximum protection when you need it most, such as raising a young family. If you pass away during the term, your beneficiaries receive a tax-free lump sum to cover your lost income. We recommend 10-20 times your annual gross salary as coverage, which ensures that your family is financially equipped to navigate the challenges of losing a loved one. This makes term life ideal for young families or anyone seeking cost-effective peace of mind.